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Health Insurance Coverage Options

The Arnold Group (TAG) offers healthcare benefit plans to all TAG employees. Find more information concerning the specific plans below.

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Regarding the Affordable Care Act

To our valued clients and associates:

The Affordable Care Act (ACA) mandates compliance from companies with 100 or more full-time or full-time equivalent employees. The Arnold Group (TAG) is committed to ACA compliance for our valued business clients and associates. As the legal employer on record, TAG will offer benefits to all active and assigned TAG employees, as outlined under ACA parameters. If you have any immediate questions regarding ACA or TAG compliance, please feel free to call or email. We look forward to working with you now and in the future.

Enrollment Guide

As an employee, the health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury.

Your plan offers a series of health coverage options. Choosing a health coverage option is an important decision. TAG Associates are able to enroll in a HealthCare Plan after 59 days on assignment or during your employer’s annual open enrollment period.

ACA individual mandate eliminated:
The individual mandate (fine/penalty) for individuals not electing health insurance coverage was eliminated on January 20, 2017.

To help you make an informed choice, your plan makes available a 2025 Benefits Enrollment Packet for newly eligible, which summarizes important information about offered health coverage options in a standard format, to help you make an informed decision.

Breckpoint Benefits Rate Sheets

Monthly Rates 2024 2, Health Insurance 2025

Breckpoint Benefits Enrollment Details

Enrollment Form(s) will be emailed to eligible employees once they have reached their first date of eligibility. Coverage will become effective on the first of the month following 59 days of active employment for newly eligible and enrolled employees. Therefore, all newly active and assigned TAG employees will receive enrollment information approximately four weeks before insurance eligibility date. The enrollment information will be communicated to qualified employees by email (from: [email protected]) followed by a phone call to your primary contact number, therefore, if your contact information changes please update it through WebCenter.

Examples:

  • Start Date: March 2 + 59 days waiting period = April 30. The insurance eligibility date is May 1, if enrolled. Enrollment information is delivered approximately April 3 (28 days/4 weeks prior to eligibility date).
  • Start Date: March 16 + 59 day waiting period = May 14. The insurance eligibility date is June 1, if enrolled. Enrollment information is delivered approximately May 3 (28 days/4 weeks prior to eligibility date).

After 5 consecutive weeks without a payroll deduction, coverage will be terminated and COBRA information will be sent at that time.

Service Excellence Center:
1-844-300-6497

During the open enrollment period, you may contact the Service Excellence Center with any questions concerning the benefits programs and to enroll in your preferred plan.

ACA and General FAQs

2025 MEC Plan Document 2025 Compliance MVP Plan Document

A qualifying life event is defined as a change in your status due to one of the following:

  • Marriage or divorce
  • Birth or adoption of a child(ren)Termination
  • Death of an immediate family member
  • Medicare entitlement
  • Employer bankruptcy
  • Loss of dependent status
  • Loss of prior coverage

Yes! Eligible dependents include your spouse and your children up to age 26.

There are no restrictions for pre-existing conditions in these medical plans. Even if you were previously diagnosed with a condition, you can receive coverage for related services as soon as your coverage goes into effect.

No, if you enroll in a TAG Health Care Plan you will not qualify for a subsidy at the health insurance exchange as this plan will meet the definition of Minimum Essential Coverage

The individual mandate (fine/penalty) for individuals not electing health insurance coverage was eliminated on January 20, 2017

Enrollment forms will be emailed to all eligible employees as soon as they are eligible to enroll. You are able to enroll in a HealthCare Plan after 30 days of your first assignment start date or during your employer’s annual open enrollment period. Information on enrollment will be emailed to you from:[email protected].If you do not enroll during one of these time periods, you will have to wait until the next annual open enrollment (in December), unless you have a qualifying life event.You have 30 days from the date of the qualifying life event to enroll

All active and assigned TAG employees will receive enrollment information upon completion of 30 active days on assignment. The enrollment information will be communicated to qualified employees by email (from: [email protected].[email protected]), therefore, if your contact information changes please update it through WebCenter.

Coverage will become effective on the first of the month following 59 days of active employment for new employees. After 5 consecutive weeks without a payroll deduction, coverage will be terminated and COBRA information will be sent at that time.

To make changes or enroll if you initially declined, contact Breckpoint Benefits at 1-844-300-6497 and request a change form.

Please remember that you may only enroll or add additional insured members during an open enrollment period or within 30 days of a qualifying life event.

These TAG Health Care Plans are in compliance with ACA rules, regulations and requirements.

Transparency In Coverage

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