Choos one of our preferred payroll methods, either direct deposit or a Wisely paycard.
Wisely insures all balances through the FDIC and accepted anywhere Visa is accepted. They are PIN protected and do not require you to have a bank account while allowing you instant access to your money 24/7.
Surcharge-Free ATM Locator
Enjoy surcharge-free ATM withdrawals at over 80,000 ATM locations nationwide. Locate your nearest surcharge-free ATM here.
Wisely Paycard Benefits:
Get Direct Deposit
Upgrade your card at no-fee and you can also load funds from other sources of income, including government benefits – at no cost to you.
Convenient Card Use
Shop and pay bills everywhere Visa or Mastercard are accepted. Add your Wisely card to your mobile wallet and pay with a single touch (compatible with Apple Pay, Google Pay and Samsung Pay).
Add the myWisely: Financial Wellness app to enjoy the convenience of digital banking without the hassles and hidden fees.
Get Cash Surcharge-Free
Get cash back on purchases at major retailers and enjoy surcharge-free ATMs at over 80,000 locations nationwide.
Grow Your Savings
With the myWisely app, it’s easy to save money at your own pace and on your own terms. Keep track of your account balance 24/7 and categorize your spending so you can see where your money is going.
Protect Your Account
Know your balance is protected from fraud if your card is lost or stolen, and is FDIC insured along with other security features including: instant card lock, purchase protection, and travel alert notifications.